Hi! My name is Cassie Anderson and I am a Business Development Representative in the Indianapolis, Indiana office of August Mack Environmental, Inc. Prior to transitioning to a business development position, I spent the last three years at August Mack specializing in Phase One Environmental Site Assessments, All Appropriate Inquiry Assessments, Transaction Screen Assessments, asbestos and mold surveys as well as indoor air quality sampling. I plan to spend my time on this blog focusing on topics related environmental due diligence and risk management. I hope you enjoy what you read and feel free to give me a call at 317.916.3151 or send me an e-mail at canderson@augustmack.com to further discuss any of these posts.
"But Do I Have To...."
But when a client asks, "But do I HAVE to do a Phase 1 Environmental Assessment?" My answer is always the same..."You don't HAVE to do one, but you don't HAVEto wear a parachute when you jump out of an airplane either."
Although they are not legally required, Phase 1 Site Assessments protect your liability as a potential purchaser. See some of my past posts for applicable liability protections. But keep in mind that if you choose to jump without a parachute you assume all the risk and responsibility for that choice.
Hoosier Energy Rural Electric Cooperative, Inc. Settlement
Keep in the know about Environmental News in your region at www.epa.gov/newsroom/

Indiana Heating Oil Tanks
Here's what the Indiana Department of Environmental Management (IDEM) says about heating oil tanks:
Heating oil tanks that are for consumptive use on the premises are not regulated by the UST Section. If, however, they leak, it should be reported and must be cleaned up. If a release is detected at a residential heating oil tank, please contact the IDEM Spill Line at (317) 233-7745 or toll-free at (888) 233-7745.
Home heating oil tanks are fairly common. Many were installed in the 1940s and later abandoned. Typically, they are 100-500 gallons in size. Unfortunately, many of these systems leaked or may still leak due to corrosion (rust). Most were abandoned without proper closure. There are no grant or loan programs available to the homeowner to investigate or cleanup leaks from these USTs. If you own and are seeking to buy or sell a home with a heating oil UST that is no longer in use, you should consider taking steps to reduce your current and future human health risk and financial liability. There are UST closure procedures for regulated USTs, which should be followed. If possible, the UST should be removed along with the associate piping. If the UST is inaccessible, it can be closed in place. You can use the advice given for the FAQ titled "How Should I select a Consultant". It is not necessary for them to have experience with the IDEM ELTF program in this situation as it does not apply.
If you have limited resources and have no reason to suspect that the UST leaked, the minimum that should be done is to empty the tank of its contents. The oil and water should be containerized and recycled or disposed of properly. Many communities offer free "Tox-A-Way" programs as a way to properly dispose of "household hazardous waste". Next all piping should be disconnected and removed, if possible. This will ensure that the UST cannot be filled again. Finally, the empty UST should be filled with an inert material such as sand or pea gravel. For more information regarding household hazardous waste programs in your community, visit the following Recycle Indiana Household Hazardous Waste page or call toll-free at (800) 988-7901.
Protect Your Investment!
Until someone invents a money tree...Investors and loan officers should be looking at a property from all angles in order to protect themselves. From appraisals to Phase 1 Environmental Assessments; Property Condition Assessments to land surveys...Valuing a property from every direction is growing ever more important in order to get the most "bang for your buck" during a property transaction!

IDEM and the Independent Closure Process
For further details and to see if your site qualifies, check out Michael Schutz's full length newsletter article at: www.augustmack.com/Newsletter/2010/May/Article0245.html
Bank Foreclosure Result in a Lender Lawsuit
Foreclosure Leads Bank to Sue Dry Cleaner
An Illinois-based lender filed an environmental lawsuit after foreclosing on a seemingly benign property that was later found to be contaminated. In 2009, the bank foreclosed on a two-family home. Since then, the bank discovered that a nearby dry cleaner had allegedly contaminated the property, along with the surrounding area. As a result, the bank is now suing the dry cleaning company, its owner and its lender. The plaintiff is seeking $10,800 for environmental testing and an additional $300,000 for nuisance, negligence and trespassing.
The residence is located on a block targeted for purchase and redevelopment by the city. According to local reports, the PCE plume allegedly caused by the dry cleaner is delaying this project. The bank has tried for months to resell the foreclosed home unsuccessfully, and claims that the presence of contamination has stigmatized the site and ruined its marketability, even given the proposed redevelopment for the area. With the projected coming wave of foreclosures by banks on both residential and commercial properties, this story demonstrates the importance of conducting environmental due diligence upfront. Even properties that are not associated with high-risk operations and are in high-demand neighborhoods can have associated environmental issues that need to be addressed prior to property resale.
Environmental Due Diligence FAQs

Bankruptcy & Environmental Liability
Sounds like a pretty stellar deal for potential purchasers, huh? BUUUUTTT.... how does that affect environmental liability as these real estate parcels are sold off? Who ultimately is fiscally responsible for the environmental assessment and remediation of seemingly abandoned, contaminated properties?
More to come...
WOO HOO 3-DAY WEEKEND!
Like many Americans, I will be celebrating the Indianapolis 500 and Memorial Day with a Hatfield's & McCoy's style FAMILY REUNION!

Hope everyone has a Happy & Safe Memorial Day Weekend!
Keep on the look out next week for posts on Environmental Liability as it relates to bankruptcy...
Ecological Resources as a Non-Scope Consideration
When conducting a Phase One Environmental Site Assessment, these resources are important to take into consideration especially when development activities are scheduled to occur on a site. Many states and local municipalities regulate the disturbance of natural habitats of certain fish and animal species and/or the disruption of some waterways or bodies. For more details on what types of habitats, etc. are protected, check with your state Department of Natural Resources.
For Indiana, visit www.in.gov/dnr/ for contact information.
Brownfield Financial Assistance

Endangered Species: Phase One Environmental Site Assessment Concern
Again, many state and local agencies regulated the disturbance of certain habitats of recognized endangered species or those that provide ideal conditions for endangered/threatened species.
For a listed of endangered species in your state, check out www.fws.gov/ecos/ajax/tess_public/pub/stateOccurrence.jsp
Not a part of a Phase One Environmental Site Assessment, but on a federal level:
"The National Environmental Policy Act (NEPA) requires federal agencies to integrate environmental values into their decision making processes by considering the environmental impacts of their proposed actions and reasonable alternatives to those actions.
To meet NEPA requirements federal agencies prepare a detailed statement known as an Environmental Impact Statement (EIS). EPA reviews and comments on EISs prepared by other federal agencies, maintains a national filing system for all EISs, and assures that its own actions comply with NEPA."
Cultural & Historic Resources
The United States Geological Survey (USGS) posts the following definitions:
- Historic and Cultural Properties - Those nonrenewable remains of human activity, occupation, artifacts, ruins, works of art, architecture, and areas of religious significance that were of importance in human events. These resources consist of physical remains, areas where significant human events occurred--even though physical evidence of such events no longer exists and the physical setting immediately surrounding the actual resource. Historic and cultural properties include both prehistoric and historic remains.
- Landmark - A district, site, building, structure or object, in public or private ownership, judged...to possess national significance in American history, archeology, architecture, engineering and culture.
- National Natural Landmark - An area of national significance located within the boundaries of the U.S. or on the Outer Continental Shelf designated by the Secretary of the Interior that contains an outstanding representative example(s) of the nation's natural heritage, including terrestrial communities, aquatic communities, landforms, geological features, habitats of native plant and animal species, or fossil evidence of the development of life on earth. (36 CFR Part 62.2)
Oops...
Stay tuned, I will try to be more diligent and get some good entries posted about Phase 1 Environmental Assessments (and other non-scope considerations), environmental due diligence, environmental assessment and remediation!
In the meantime, check out this article on the increase in Phase One Environmental Site Assessment activity: www.elabs7.com/functions/message_view.html
MOLD! The new four letter word
If visible mold growth is observed during the site visit portion of a Phase One Environmental Site Assessment, it is likely to show up in your final Phase I report as a non-scope consideration.
For more information about mold, check out Bill Glaze's article at www.augustmack.com/Newsletter/2008/October/Article0134.html

Indoor Air Quality
Poor indoor air quality can be caused by a variety of sources such as high temperature and humidity or poor ventilation. And there are even more sources of indoor air pollutants including (but not limited to) asbestos, radon, carbon monoxide, combustion sources (oil, gas, kerosene, wood, etc.), and even the use of household cleaners.
IAQ issues are especially prominent in commercial offices or multi-tenant spaces. For more information on addressing IAQ as a Property Manager, visit our newsletter archives at www.augustmack.com/Newsletter/2009/February/Article0164.html and BREATHE EASY!
August Mack specializes in environmental, health and safety compliance; environmental due diligence; environmental site remediation; and sustainable business strategies to the industrial, legal, financial, health care and government sectors throughout North America. August Mack has offices in Indiana, Michigan, Missouri, Ohio and Pennsylvania. For more information on August Mack's environmental, health and safety services, visit www.augustmack.com or call 800.579.0770.
Industrial Hygiene
Well, that sums it up...right? Not so much. Industrial hygiene is basically the science of protecting the health and safety of people in their workplace through evaluating and controlling conditions in such a way to protect the well-being of employees. A good first step to achieve acceptable industrial hygiene is to have an industrial hygienist evaluate the current conditions at a facility and aid in writing a plan to correct or modify any areas of concern.
August Mack specializes in environmental, health and safety compliance; environmental due diligence; environmental site remediation; and sustainable business strategies to the industrial, legal, financial, health care and government sectors throughout North America. August Mack has offices in Indiana, Michigan, Missouri, Ohio and Pennsylvania. For more information on August Mack's environmental, health and safety services, visit www.augustmack.com or call 800.579.0770.
Wetlands
There are different types of wetlands, but they generally include swamps, bogs, marshes, etc.
During a Phase One Environmental Site Assessment, a field scientist can typically identify vegetation indicative of a wetland environment and can even search databases for federally recorded wetlands on a property (try it out at www.fws.gov/wetlands/). However, it is important to note that this non-scope item does not qualify as a full wetlands delineation which establishes the existence and size of a wetland area.
When developing wetlands there a many requirements to consider. For more information or regulatory guidance by state, check out www.epa.gov/owow/wetlands/regions.html.

Lead in Drinking Water
Plumbing with lead or lead solder could lead to lead in drinking water. Buildings constructed prior to 1986 are more likely to have lead pipes, soder, fittings or fixtures. You cannot see, smell or taste lead, and boiling your water will not get rid of lead.
There are "at-home" tests for lead in drinking water for residences, but I would recommend hiring an environmental consultant to sample and document testing for commercial, industrial, retail, or multi-family units to provide a third-party and unbiased report.
